The first modern bank was born over 500 years ago; we are due for an upgrade.
Open source procedural banking services on the ethereum blockchain that allow anyone to participate, either as owner, user, or both.
Fiat Digital Tweens
A digital currency pegged to a paper counterpart, enabling financial innovation into people's everyday lives.
Passing Credit
Chainable promises of payment (IOUs) unlock lending within value chains by leveraging existing trust and liquidity.
Risk of Loss Cover
Financial derivatives detach risk from cash flows, helping those who need predictability, and those who can profit from mispriced risk.
Governance
A self-organizing federation that can coordinate people and business so they can issue credit, process payments, and hedge against risks.